A Budget is the quickest and simplest tool you can use to fix and control your household finances. They say a goal without a plan is just a wish. The plan itself is a budget and failing to have a basic budget simply wishes away your money goals. That house you want isn’t coming, the […]
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Food, water, clothing, sleep, breathing, and shelter are necessities for survival. Looking at Maslow’s hierarchy of needs this is the lowest level. They are the foundation of human survival, but times have changed. I would argue that money to some degree needs to be included to this lowest level. Some kind of finance is crucial […]
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What if I told you, you could get a £1000 pay rise without lifting a finger or awkwardly asking your boss. All it requires is some digging around your monthly expenses. Most British employers expect to give their staff an average pay rise of 3% a year. This isn’t an obligation but if you are […]
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