You might be surprised to know the way you’ve looked at your money in the bank might be all wrong. As a general rule, we encourage everyone to have an emergency fund in their budget for a rainy day. This can be 3 to 6 months’ worth of expenses stashed away in a bank savings […]
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Parkinson’s Law, a well-known principle, suggests that expenses tend to increase in proportion to income. Therefore, if you’re struggling to manage bills or reduce debt, simply earning more money is NOT your only answer. We can start by saying it’s not about how much you make, it’s about how much you can keep to then […]
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A Budget is the quickest and simplest tool you can use to fix and control your household finances. They say a goal without a plan is just a wish. The plan itself is a budget and failing to have a basic budget simply wishes away your money goals. That house you want isn’t coming, the […]
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