The hidden employment contract you signed without realising it, and why it’s bankrupting more than just your bank account. You wake up at 6:30 am, shower, grab breakfast standing up, kiss the kids goodbye, and head to work. Eight hours later, you’re back home, exhausted, trying to be present for bath time and bedtime stories […]
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They say 62% of UK adults with children under 18 reported feeling stressed about their household finances. I was once one of them! Like many young adults, I made financial mistakes in my twenties that haunted me for years. The most significant one was ignoring my credit score while accumulating credit card debt. Now, as […]
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The other day, I came across something that left me gob-smacked: the average UK household spends £406 per month on debt repayments excluding mortgages! And if that wasn’t surprising enough, the average monthly car payment is also nearly £400. Jeez!, this is the norm for some everyday people. As a dad who’s been through the […]
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To achieve debt-free living, the first crucial step is setting clear financial goals that pave the way to freedom from debt. As a dad looking for financial success for your family, it’s important to have a well-defined plan in place. Clear objectives provide direction and motivation, making it easier to stay on course. Start by […]
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Student loans are a common way to fund higher education. The repayments plus interest can be daunting to those who fear having their children take on this debt. Another option to help your kids go through university is by saving up and self-funding, but is this doable with your own personal finances to consider? Let’s look […]
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Being a dad I’m sure you’re probably juggling lots of responsibilities and possibly working a full-time job. Adding debt to the mix might be the worst thing imaginable so let’s look at consolidating all of that. Financial stability is very important when raising a family and consolidating your debts can be a smart way to […]
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We’ve all experienced it – we find ourselves strapped for cash or a friend is in desperate need of money. If you find yourself as the borrower or the lender here are some do’s and don’ts. Conflict over money is among the most common reasons why some relationships come to a bitter end. While the […]
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There will always be one thing that steals from your future plans and freedom and that is bad debt. Credit cards, personal loans, payday loans, car loans and buy now pay later schemes. Let’s be real most of us have taken one of these types of loans in the past or are currently paying one […]
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