When Warwick first discovered Father Figures, he felt stuck. Like many dads, he was doing everything he thought he was supposed to do. He worked hard, paid the bills, and put his family first. Yet at the end of every month, there never seemed to be much left over. “It felt like I was constantly […]
Continue Reading
If you think not having a prenup means you don’t have one. You’re wrong. You absolutely have one. It’s just that the government wrote it for you, and you never bothered to read the terms.When you get married without negotiating your own agreement, you’re not avoiding a financial contract. You’re accepting the default one. And […]
Continue Reading
Let’s start with something deceptively simple. You earn £1. Just one pound. How much of it do you actually get to keep? Most people think about income tax and leave it there. But income tax is only the first layer of a system that quietly chips away at your money from the moment you earn […]
Continue Reading
The 2025 Autumn Budget has just dropped, and if you’re like most dads, you probably saw the headlines, felt a vague sense of unease, and then got back to dealing with actual life school runs, work deadlines, and figuring out what’s for dinner. But here’s the thing: this Budget is going to affect your wallet […]
Continue Reading
Can we book that holiday to Spain everyone’s going on?” my wife asked last night. “The kids are desperate to go, and Sarah’s family is going, and…” I looked at our bank account. We’re £8,000 in debt. We’re still renting. The car’s making a weird noise I’ve been ignoring for three months because I can’t […]
Continue Reading
There’s a scene early in the 1994 film Richie Rich that captures something most fathers miss entirely. The wealthiest child in the world, surrounded by every toy and gadget imaginable, watches through the window as ordinary kids play football (American Football) together in the street. He has a mansion full of entertainment, but what he […]
Continue Reading
The hidden cost of keeping up appearances and how it’s quietly destroying your financial future. You know that feeling when you’re standing at school pickup, surrounded by other dads discussing their latest purchases, holidays, or home improvements, and you find yourself nodding along whilst mentally calculating how you’re going to make it to payday? You’re […]
Continue Reading
There are over 200,000 single dads in the UK raising kids on their own right now. Chances are, if you’re reading this at 10 PM after finally getting the kids to bed, you’re one of them. And let me guess you’re probably wondering how the hell you’re supposed to manage money when there’s only one […]
Continue Reading
You know that sinking feeling when you discover something your partner’s been hiding? Well, here’s a stat for you: 31% of adults who share finances admit to deceiving their partner about money. That’s right – nearly one-third of couples are dealing with financial infidelity, and I’ve been there myself, both as someone who’s experienced it […]
Continue Reading
The other day, I came across something that left me gob-smacked: the average UK household spends £406 per month on debt repayments excluding mortgages! And if that wasn’t surprising enough, the average monthly car payment is also nearly £400. Jeez!, this is the norm for some everyday people. As a dad who’s been through the […]
Continue Reading
To achieve debt-free living, the first crucial step is setting clear financial goals that pave the way to freedom from debt. As a dad looking for financial success for your family, it’s important to have a well-defined plan in place. Clear objectives provide direction and motivation, making it easier to stay on course. Start by […]
Continue Reading
According to the Child Poverty Action Group’s report raising a child in the UK from birth to age 18 costs an average of £152,747 for a couple. As a father of two, my wife and I are on that same boat with £300k plus of financial responsibility. Let’s break down how I manage my money […]
Continue Reading
Student loans are a common way to fund higher education. The repayments plus interest can be daunting to those who fear having their children take on this debt. Another option to help your kids go through university is by saving up and self-funding, but is this doable with your own personal finances to consider? Let’s look […]
Continue Reading
Did you know that by being financially literate you are 72% more likely to report higher in life satisfaction? It’s time to up your money game! Here are the 9 money books for dads to read. The world of personal finance is forever changing and staying informed is the key to securing your family’s future. […]
Continue Reading
Being a dad I’m sure you’re probably juggling lots of responsibilities and possibly working a full-time job. Adding debt to the mix might be the worst thing imaginable so let’s look at consolidating all of that. Financial stability is very important when raising a family and consolidating your debts can be a smart way to […]
Continue Reading
If you simply make a living for today but fail to invest time to learn to earn more for tomorrow. You’ll never reach financial freedom. The reality is that the financial world we live in is dynamic, and the concept of ‘enough’ can be a moving target year on year. Here’s why you should consider […]
Continue Reading
My eight year old daughter says she wants to become a doctor, a paediatrician to be exact. What’s the price tag to make my little girl’s dream come true? It’s 2024 and I’ve come to the conclusion I have about ten years to finance my daughter’s doctorate dream if she’s to avoid student debt. I […]
Continue Reading
In today’s fast-paced world, having a side hustle alongside your regular 9 to 5 job has become increasingly popular. But, have you ever thought if it’s possible to side hustle your actual 9 to 5 job? It’s a way to leverage skills you’ve already got, explore new opportunities, and earn extra income without giving up […]
Continue Reading
We’ve all been there, stuck in a terrible job or a situation where you just can’t walk away because of your lack of savings. That’s called “No Options” money. So what’s “Walk Away” money? It’s about being financially savvy enough to have an emergency fund that allows you to walk away from any given situation. […]
Continue Reading
Some people are just made for hands-on tasks. This opens up lots of opportunities to earn some extra income offline. The popularity of online platforms has got people’s attention on making money online. Sometimes sitting behind a screen for hours on end just isn’t for everyone. The truth is traditional hands-on jobs are still equally […]
Continue Reading