We should always strive to learn and invest in ourselves beyond qualifications and university degrees. Information is so readily available these days that there is little to no excuse for why anyone can’t learn anything. A great tool I use every day is YouTube (premium I can’t stand the Ads) to learn everything from recipes […]
Continue Reading
You might be surprised to know the way you’ve looked at your money in the bank might be all wrong. As a general rule, we encourage everyone to have an emergency fund in their budget for a rainy day. This can be 3 to 6 months’ worth of expenses stashed away in a bank savings […]
Continue Reading
The best investment you can make in life will always be on your self-growth. In what way can you best invest your money to grow, away from the traditional stock market? The stock market is a great way to build wealth, but it’s not the only option. Some investors may benefit from adding alternative investments […]
Continue Reading
What if I told you, you could get a £1000 pay rise without lifting a finger or awkwardly asking your boss. All it requires is some digging around your monthly expenses. Most British employers expect to give their staff an average pay rise of 3% a year. This isn’t an obligation but if you are […]
Continue Reading
To really secure your family’s financial future you must create and maintain a Financial First Aid Kit. An essential tool kit to give your loved one’s clarity and peace of mind in hard times. It’s 6am on a Monday morning, you barely got any sleep because your baby boy wouldn’t settle down last night. After […]
Continue Reading
How working parents can increase their income with some flexible side hustles that can be done locally or remotely. Finding ways to earn extra income during your spare moments is an excellent way for us all to tackle debts. You could also be looking to boost your savings and have more spending money to treat […]
Continue Reading
The average cost of raising a child in the UK, including housing and childcare from birth to 18 years old, is £202,660. That’s £11,258 a year. We can sympathise with lower-income households because the UK poverty line for a two-parent household with two children under the age of 14 is £20,099 per year. I’ve come across […]
Continue Reading
Time is a precious resource, and how we use it can significantly impact our financial well-being. When we approach our daily activities with intention, we not only enhance our productivity but also save money. Use your time with the intention it’s equal to saving money. Time should be spent prudently, especially when it comes to […]
Continue Reading
Way back when, before the children and the daily routine of juggling life tasks plus responsibilities, money management was simpler and also a lot cheaper. Marriage is not just a bond of hearts; it’s also a merger of finances. Achieving financial bliss may seem like a hefty goal, but it’s entirely possible with the right […]
Continue Reading
Say goodbye to all forms of debt, even that seemingly insignificant £20 borrowed from a friend. With the exception of a mortgage, eliminate any financial burdens that will slow your progress to financial success. Here are ten wealthy habits to achieve financial success and change your family’s future forever. Wealthy Habit 1: Prioritise Your Health […]
Continue Reading
Meet John, a 35-year-old male who lives with his wife and 2 young children. They rent a lovely three-bedroom apartment in Chelsea, London. He works in the city and earns £4000 per month as a contracting IT consultant. After paying all his expenses John roughly has £450 disposable cash at the end of the month […]
Continue Reading
It’s easy to feel anxious about your own financial position, and do you wonder what you’re doing wrong? Are you doomed to always be struggling and living paycheck to paycheck? With things like inflation, high rents, rising interest rates, too much debt and not enough retirement savings or an emergency fund. Not to add, every […]
Continue Reading
This is a lesson that hit home for me as a father. I’ve learned that being intentional with your financial and personal goals is not just a mantra; it’s a lifeline for family stability. In the pursuit of my dreams, I launched various business ventures. Some soared, others stumbled, it was all a learning experience […]
Continue Reading
Pocket-watching is a term used for those who monitor or speculate on another person’s lifestyle and money habits, usually out of envy. I may be wrong, but we’re all so closely connected and have access to other people’s perceived personal lives. I’d say most of us pocket watch to some degree thanks to social media. […]
Continue Reading
It can be stressful juggling the responsibilities of parenthood, career, and personal life. Incorporating a sinking fund into your finances can be a game-changer.Imagine a life where unexpected expenses don’t catch you off guard. No need to scramble and scrape money together to cover the costs of school holidays, car insurance, or around Christmas. It’s […]
Continue Reading