Let’s start with something deceptively simple. You earn £1. Just one pound. How much of it do you actually get to keep? Most people think about income tax and leave it there. But income tax is only the first layer of a system that quietly chips away at your money from the moment you earn […]
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The 2025 Autumn Budget has just dropped, and if you’re like most dads, you probably saw the headlines, felt a vague sense of unease, and then got back to dealing with actual life school runs, work deadlines, and figuring out what’s for dinner. But here’s the thing: this Budget is going to affect your wallet […]
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There are over 200,000 single dads in the UK raising kids on their own right now. Chances are, if you’re reading this at 10 PM after finally getting the kids to bed, you’re one of them. And let me guess you’re probably wondering how the hell you’re supposed to manage money when there’s only one […]
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Did you know that 40% of UK adults have less than £1,000 in savings? Honestly, that statistic makes me worry about how some people get by especially with children to look after. As a parent, I know how scary it feels to imagine facing an emergency with little to fall back on (without reaching for […]
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According to the Child Poverty Action Group’s report raising a child in the UK from birth to age 18 costs an average of £152,747 for a couple. As a father of two, my wife and I are on that same boat with £300k plus of financial responsibility. Let’s break down how I manage my money […]
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The British summer is here! Soon we’ll have six weeks of school holidays for the kids. If you’re wondering how to keep them busy and entertained without spending a fortune. Here are some cost-effective fun ideas to consider. Looking back at my own childhood I remember summer holidays driving to places like Cornwall where we’d […]
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If you desire financial freedom or more flexibility to live on your own terms you must set financial goals. Setting financial goals is crucial for various reasons to assist you to manage your finances effectively and achieve specific ambitions. Theirs several reasons why setting financial goals is important. In this post, we’ll take a look […]
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You might be surprised to know the way you’ve looked at your money in the bank might be all wrong. As a general rule, we encourage everyone to have an emergency fund in their budget for a rainy day. This can be 3 to 6 months’ worth of expenses stashed away in a bank savings […]
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It’s coming! Valentine’s Day is an opportunity to express love to your other half with a romantic meal, thoughtful gifts, and flowers. However, is that the only way to celebrate? Let’s step outside the norm and try something a little different. Some couples, well men in particular might feel under pressure to spend loads of […]
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The say “The things you own end up owning you.” – Chuck Palahniuk. Okay, it’s not that deep but there’s some truth. Declutter your space and earn some quick cash with these online platforms. I’m a guy who tends to keep a tidy space, but my home has accumulated a lot of clutter over the […]
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What if I told you, you could get a £1000 pay rise without lifting a finger or awkwardly asking your boss. All it requires is some digging around your monthly expenses. Most British employers expect to give their staff an average pay rise of 3% a year. This isn’t an obligation but if you are […]
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Fatherhood is both exciting and transformative. It’s September 2015, and I’d just witnessed the birth of my baby girl. The experience was a little surreal and yet still so amazing. While I had brought the necessary baby items like a stroller, car seat, and moses basket, I realised I hadn’t properly planned for the significant […]
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We’re now living in a cashless society which is great for most purposes. You don’t have wads of cash or loose change bulking up your wallet. Not carrying cash around has reduced the risk of losing it, leaving it behind when you need it or being physically robbed for it. On the other hand, cash […]
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Alongside mental and educational guidance. Financial support is one of the most important things you can do for your children. We can all look back and remember as kids what type of financial upbringing we had. Our parents didn’t need to announce their income, we could see it and feel it, especially when we compared […]
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An African household saying from parent to child when we wanted to grab a quick McDonald’s on the way home, especially if there were leftovers in the fridge. Sometimes Mum’s money didn’t stretch far enough for a takeaway, which wasn’t good for us anyway. We were kids back then and didn’t understand money, it just […]
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Applying meaning to your money is all about intentionally labelling every pound you earn with a set goal or task in mind. Don’t get me wrong. It’s not to say you can’t enjoy your money. I assure you there is a label for that too. Money is more than just currency; it represents value, choices, […]
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It can be stressful juggling the responsibilities of parenthood, career, and personal life. Incorporating a sinking fund into your finances can be a game-changer.Imagine a life where unexpected expenses don’t catch you off guard. No need to scramble and scrape money together to cover the costs of school holidays, car insurance, or around Christmas. It’s […]
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